Calculators & Tools

Business Financing Calculators & Tools

Five free calculators that price real financing — a business loan, an SBA loan, an equipment purchase, a draw on a line of credit, and factor-rate funding. Run your own amount and term before you talk to anyone.

Start with the Business Loan Calculator Compare financing types

Every calculator runs in your browser on the numbers you type. Nothing is submitted, and using one has no effect on your credit.

The full library

Every Fundur calculator, and what each one answers.

Each tool is built for one product, because the thing that drives the cost is different in each — a guaranty fee, a tax deduction, a per-draw fee, a factor rate.

General financing

1 tool
Start here

Business Loan Calculator

The general-purpose one. Works for any fixed-payment business loan — enter an amount, a rate and a term.

Estimate the monthly payment, the total cost, and a full amortization schedule. Open the calculator

Loan & payment calculators

2 tools

SBA Loan Calculator

SBA 7(a) pricing with the upfront guaranty fee included, which most SBA calculators leave out.

See the SBA payment and what the guaranty fee adds to it. Open the calculator

Equipment Loan Calculator

Finance it or lease it, side by side, with the Section 179 deduction in the comparison.

Compare buying and leasing the same machine on after-tax cost. Open the calculator

Revolving credit

1 tool

Business Line of Credit Calculator

A draw fee is a fixed cost attached to a variable amount of time, so a short draw prices higher than it looks.

Estimate what one draw costs in dollars and as an APR. Open the calculator

Cost of alternative financing

1 tool

Factor Rate Calculator

Factor-rate financing is quoted as a multiple, not a rate. The two common conversions disagree, and the gap is large.

Turn a factor rate into the annualized cost it really is. Open the calculator
Not sure which

Start from what you are actually trying to work out.

You want a monthly payment on a fixed-rate loan.Business Loan Calculator
You are looking at SBA 7(a) and want the guaranty fee counted.SBA Loan Calculator
You are deciding whether to buy or lease a machine or vehicle.Equipment Loan Calculator
You draw on a line of credit now and then and pay a fee each time.Line of Credit Calculator
You have been quoted a factor rate, like 1.28, instead of a rate.Factor Rate Calculator

Every figure these tools produce is an estimate based on what you enter. Real pricing is set by a lender during underwriting, and depends on your business, your time in business, and your revenue.

Where to go from here

Not sure a calculator is what you need yet?

Explore all Resources

Understand rates & costs first

Compare financing side by side

Ready to see what you actually qualify for?

Checking your options takes a few minutes and won't affect your credit score.

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Fundur is a financing marketplace, not a lender. We don't make credit decisions or guarantee approval, rates, terms, or funding times.