Business financing advisors
You know what your business needs.We know how to fund it.
Tell us what you're building. We'll compare what's available across our lender network, explain the differences in plain English, and stay with you until it's funded.
About 4 minutesNo hard credit pull to see optionsNo obligation
Why start with Fundur
Going straight to one lender gets you one answer.
A lender can only offer you what that lender sells. We start a step earlier — one application, a network of lenders, and someone who explains what's actually different between the offers.
Starting with one lender
You pick the lender first, then find out what they'll do.
- One lender, one answerA decline ends the search. You start again somewhere else.
- One product to sellYour need gets fitted to whatever they happen to offer.
- Comparing means reapplyingEvery comparison costs another form and another week.
- You read the terms aloneThe person explaining the offer is the one selling it.
Starting with Fundur
You see the offers first, then choose one.
- One application, many lendersThe same file goes to every lender likely to fund it.
- The product that fits the jobLine of credit, term loan, equipment — whichever the job needs.
- Offers side by side, onceCompared in one place, written in the same format.
- An advisor with nothing to pushIncluding the offers we'd tell you to walk away from.
What we compare for you
- Line of Credit
- Term Loan
- Working Capital
- Equipment
- Invoice Factoring
- SBA
You can only choose from the offers you're actually shown.
One application puts your business in front of our lender network, and an advisor helps you read what comes back. It takes about four minutes, doesn't affect your credit, and commits you to nothing.
What we arrange
You don't need to know which product you need.
Nobody calls us asking for a term loan. They describe a situation. These are the ones we hear most weeks — find the one that sounds like your business.
"Payroll's Friday and my customers pay in thirty days."
The work is done and the invoice is out. The gap is three weeks — and rent, wages and suppliers don't move for it.Usually where we'd startWorking Capital LoanCommonly a fit; often compared with a line of credit"Summer's great. In January I'm watching the bank balance."
Nothing is wrong with the business. The money just arrives in a different order than the bills do.Usually where we'd startBusiness Line of CreditUsually the closest fit for uneven months"A machine died and I can't run the shop without it."
It can't wait a quarter, and paying for it out of working cash leaves you short everywhere else.Usually where we'd startEquipment FinancingCommonly a fit — sometimes compared with a term loan"Everything I sell is on sixty-day terms. That's the industry."
Your customers are good for it. The terms are the problem, and you're not going to renegotiate them this year.Usually where we'd startInvoice FactoringOften worth comparing alongside a line of credit"I've priced the whole job. I just need the money up front."
One number, one purpose, and a return you can already see at the end of it.Usually where we'd startBusiness Term LoanUsually points toward a fixed term and payment"My landlord's selling the building I'm in."
Same conversation as buying out a partner or taking over another shop — something you'll be living with for twenty years.Usually where we'd startSBA LoanLongest terms; may also be compared with a term loanNone of these quite describe it?
Most don't, exactly. Tell us what the money is for in your own words — the way you'd explain it to your accountant — and we'll tell you what's worth comparing, and what isn't.
Before we send it anywhere
We're not deciding whether you qualify. We're deciding who to ask.
Every lender has a different appetite. Before your file goes anywhere, we're working out which of them are actually worth approaching — and which would only waste your time.
There's no single bar to clear. A file one lender declines, another funds the same week — because they aren't looking for the same things. Our job is to work out which lenders your business already looks good to, not to decide whether it's good enough.
What we're trying to work out
"How long have you been doing this?"
We're working out who's comfortable at your stage. Some lenders want years behind you; others built their whole business around owners who don't have them yet. Being newer narrows the list rather than ending it.
"What have the last few months looked like?"
We're trying to predict the next few, because that's what a lender is actually buying. Steady beats big — the same modest figure every month places more easily than a year that averaged higher off one enormous quarter. You don't need a record year. You need a pattern.
"Where's your credit?"
We ask because it changes who we call, not whether we call anyone. A score that closed doors at your bank rarely closes all of ours.
"What are you already paying out each month?"
We're working out what's genuinely left once your current payments have gone out. That number decides how much room there is — and it's the one thing a lender always finds anyway. Owners who tell us everything up front get sent to more lenders, not fewer.
"What's the money for?"
The same amount can be an automatic no at one lender and a straightforward yes at another, purely because of what it's buying. A decline is often a mismatch, not a verdict.
And where we probably can't help
Better to say this now than after you've spent a week on it.
No trading history yet
We need revenue for a lender to read. Before that, a bank, an SBA startup route or the equipment vendor itself is the better first call — and we'll point you there.
A handful of industries
A few sectors most of our lenders won't touch. We'll say so in the first conversation rather than shopping a file that was never going to land.
When another payment makes the month worse
If the numbers say more debt makes the problem bigger rather than smaller, we'll say so. That's the advice, even when it isn't the sale.
When the offers come back
You see what's different before you choose.
Two offers can look alike and land on your business very differently. We line every one up the same way and talk you through what actually changes.
Every offer, in the same six lines
- What lands in your accountKnow what you'll actually have to work with.
- The paymentSee what leaves the business each time.
- How often it's takenWhat it does to your cash flow, month to month.
- How long it runsThe commitment, and the date it ends.
- Total costThe full figure, when the lender provides it.
- Early payoffWhat changes if you clear it sooner.
However the offers are written, you'll see the same six lines — with an advisor on the phone while you decide.
About 4 minutesNo hard credit pull to see optionsNo obligation
Lenders write their offers differently. Where two can't be compared line for line, we'll tell you that and explain what does compare.
Whatever you decide in the end, you'll know what your options actually were.
That's the whole point of starting here. Nothing you're shown commits you to anything.
- Four minutesA short formThe business, and what the money's for. Nothing else yet.
- The same dayAn advisor callsThey read it first. Nothing goes to a lender before you've spoken.
- Then you decideOffers, in the same six linesNothing is binding until you sign.
About 4 minutesNo hard credit pullNo obligation